Thursday, 28 September 2017

car insurance rip off

I spent the afternoon sorting out my car insurance. It was going to automatically renew tomorrow. I could delay no longer.
I put it off last year till it was too late and it just renewed. At a price they obviously made up for a laugh to see if anyone would be stupid enough to pay it.
I was.
This year I forced myself to sort it out. 
The price they pulled out of a hat to charge me for the year was an eyewatering £1483.18. I have 10 years no claims discount. I drive a Mini. NOT a Ferrari. I have been driving for over 30 years. I don't live in an inner city theft hotspot. And I am NOT a boy racer. The only other person named on the policy is a god-damned driving instructor. Who moans if I go one mile an hour over the speed limit.
I braced myself and spent a good half hour answering stupid questions on (Other price comparison websites are available. But I couldn't remember who they were. And I was secretly after a soft toy.)
It came back with a somewhat surprising result.
The best price they could recommend was from ESURE. The company I have been bloody well insured with for at least the last 5 years. Probably a lot more. The company who wanted to charge me one thousand four hundred and eighty three quid. 
The meerkat quote was £374.97!! A quarter of the price!
The robbing bastards!
I phoned Esure up immediately and had a proper hissy fit with some poor bloke called Alex. Alex said he didn't know how that could possibly have happened and he adjusted my renewal accordingly... to £363.44.
Cheeky sods! If I hadn't checked they would have been laughing their bloody heads off and no doubt drinking champagne all week.
Thanks Meerkat. It was half an hour well spent. Even if I didn't get the toy in the end.

1 comment:

  1. Car insurance is indeed daylight robbery. I keep my no claims bonus, but my premium goes up! I can only imagine it would have gone up even more if I lost my no claims